Disclaimer
Important information about the nature of our service
MarineInsurance.co.za is a specialist insurance referral service, not an insurer and not a licensed Financial Services Provider (FSP). We connect you with licensed marine insurance brokers registered with the FSCA.
Referral Service Only
MarineInsurance.co.za operates as a marine insurance referral and lead generation service only. We are not an insurer and are not a licensed Financial Services Provider (FSP) as defined under the Financial Advisory and Intermediary Services Act (FAIS), No. 37 of 2002. We are not regulated by the Financial Sector Conduct Authority (FSCA).
Licensed FSP Brokers
When you submit a quote request through our website, your details are passed to one or more licensed marine insurance brokers. These brokers:
- Hold valid FSP licences issued by the FSCA
- Are authorised to provide financial advice on short-term insurance products
- Are solely responsible for the financial advice, product recommendations and quotations they provide
- Are bound by the FAIS Act, the FSCA's Code of Conduct and all applicable regulations
No Financial Advice
Nothing on this website constitutes financial advice or a recommendation to purchase any particular insurance product, policy or cover. All information is provided for general informational purposes only. Any coverage details, premium indications or insurer comparisons on this website are indicative only and must be confirmed with your chosen licensed broker.
No Liability
MarineInsurance.co.za accepts no liability for:
- Any reliance placed on information contained on this website
- Any advice, products or services provided by referred brokers
- Any claim, dispute or complaint arising from a policy arranged through a referred broker
- Any failure by a referred broker to honour a policy or pay a claim
Complaints and Regulatory Contacts
If you have a complaint about a referred broker's conduct, contact:
- FAIS Ombud — for complaints about financial advice: 0860 324 766 | www.faisombud.co.za
- Financial Sector Conduct Authority (FSCA) — for regulatory complaints: 0800 20 37 22 | www.fsca.co.za
- National Financial Ombud Scheme — for complaints about policy or claim decisions: 0860 800 900 | www.nfosa.co.za
Contact Us
For general enquiries about our referral service, please contact us at [email protected].