Terms of Use

1. Acceptance of Terms

By accessing and using MarineInsurance.co.za ("this website", "our website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this website.

2. Nature of Service

MarineInsurance.co.za is a marine insurance referral and lead generation service. We are not an insurer and are not a licensed Financial Services Provider (FSP) as defined under the Financial Advisory and Intermediary Services Act (FAIS), No. 37 of 2002.

When you submit a quote request, your details are passed to one or more licensed marine insurance brokers who hold valid FSP licences and are registered with the Financial Sector Conduct Authority (FSCA). Those brokers are solely responsible for providing financial advice, assessing your insurance needs, and recommending appropriate products.

3. No Financial Advice

Nothing on this website constitutes financial advice, a recommendation to purchase any particular insurance product, or a binding quote or offer of insurance cover. All information is provided for general informational purposes only.

4. Accuracy of Information

We endeavour to keep the information on this website accurate and up to date, but we make no warranties or representations as to the accuracy, completeness or currency of any information. Coverage details, premium estimates, insurer information and policy comparisons are indicative only and must be confirmed with your chosen licensed broker.

5. Limitation of Liability

To the maximum extent permitted by law, MarineInsurance.co.za accepts no liability for any loss or damage arising from your use of this website, your reliance on any information on this website, or any advice, products or services provided by referred brokers.

6. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content or practices of any third-party websites and the inclusion of a link does not constitute endorsement.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

8. Governing Law

These Terms of Use are governed by the laws of the Republic of South Africa. Any disputes arising from or related to these terms shall be subject to the jurisdiction of the South African courts.

9. Contact

For any questions about these terms, please contact us at [email protected].